Treasury & Liquidity • 100% Free
Business Cash Flow Calculator
Reconcile operating, investing, and financing cash flows to forecast closing bank balances.
Cash Movement Categories
Operating Activities
Investing Activities (Capex & Asset Sales)
Financing Activities (Equity & Loans)
Closing Cash Balance
₹32,00,000
Opening: ₹20,00,000
Net Period Cash Flow
+₹12,00,000
Net Cash Accumulation
Cash Flow Statement Breakdown
| Opening Cash | ₹20,00,000 |
| Operating Cash Flow (CFO) | +₹10,00,000 |
| Investing Cash Flow (CFI) | -₹5,00,000 |
| Financing Cash Flow (CFF) | +₹7,00,000 |
| Net Cash Change | +₹12,00,000 |
| Closing Cash Balance | ₹32,00,000 |
Three Pillars of Cash Flow
Operating Flow (CFO)
CFO = Operating Inflows - Operating Outflows
Investing Flow (CFI)
CFI = Asset Disposals - Capex Outflows
Financing Flow (CFF)
CFF = Funding Inflows - Debt Repayments
Frequently Asked Questions
What are the 3 main components of cash flow?
Operating Cash Flow (day-to-day business operations), Investing Cash Flow (capex and assets), and Financing Cash Flow (equity, debt, and dividends).
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