Accurate, instant, and privacy-respecting financial & tax utilities. Zero sign-up required, zero ads, and engineered with complete statutory precision for FY 2025-26 & FY 2024-25.
Statutory calculators and generators grouped into dedicated topical resource hubs.
In-hand salary, reverse CTC solver, appraisal hike, gratuity, and EPF corpus tools.
New vs Old Regime (115BAC), HRA exemptions, Section 80C, TDS, capital gains, and GST.
Home loan EMI, prepayment interest savings, balance transfer refinance, and amortization.
Mutual fund SIP, step-up SIP, PPF (7.1%), FD, NPS (80CCD), SSY, and retirement corpus.
Profit margin, markup pricing, break-even unit sales, ROI, and sales commission math.
UPI QR generator, payslips, 11-month rent agreement, rent receipts, and ATS resumes.
Indian wedding cards, Griha Pravesh, birthdays, baby shower, pujas, and corporate galas.
State Discom electricity bills, road trip fuel costs & carpool splits, percentages, number to words, and IFSC codes.
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Generate instant, direct UPI payment QR codes for Google Pay, PhonePe, and Paytm. Zero merchant fees, no bank mediation, 100% privacy.
Generate corporate payslips with basic, HRA, allowances, PF, ESI, Professional Tax, and net take-home in words. Instant PDF & print.
Draft standardized 11-month residential rental agreements with customizable clauses, notice terms, and state stamp duty advisories.
Calculate apartment RWA maintenance bills with per sq.ft., parking, sinking fund, and CBIC ₹7,500/month GST exemption check.
Compute exact monthly take-home salary, Employee EPF, Employer PF, Professional Tax, and TDS with Budget 2024 ₹75,000 standard deduction.
Forecast wealth accumulation, compound growth, and total deposited capital for monthly or quarterly mutual fund SIPs.
Calculate monthly EMI, total interest, and prepayment savings for home, car, and personal loans with complete amortization schedule.
Calculate GST inclusive and exclusive prices with 5%, 12%, 18%, and 28% slabs. Includes CGST, SGST, and IGST breakdowns.
Determine bank FD maturity returns with RBI quarterly compounding, senior citizen preferential rates (+0.5%), and Section 194A TDS alerts.
Simulate 15-year PPF maturity wealth at 7.1% p.a., honoring the official 5th-of-the-month deposit interest credit rule.
Determine exact tax-exempt House Rent Allowance under Section 10(13A) with 3-condition Rule 2A check and Metro vs Non-Metro limits.
Compute statutory gratuity payout based on continuous service tenure, 15/26 formula, 6-month rounding, and ₹20 Lakh tax exemption cap.
Evaluate appraisal increments or job offers. Calculate new monthly take-home, net monthly increase, and variable pay splits.
Know your desired monthly in-hand cash? Reverse solve the exact minimum annual CTC package you must negotiate in interviews.
Compare exact tax liabilities between Budget 2024 New Regime and Old Regime. Find your exact breakeven deduction threshold.
Calculate home loan EMI, LTV ratio, down payment impact, processing fees, and full year-by-year amortization schedule.
Calculate auto loan EMI, on-road down payment impact, bank processing fees, and total upfront cash required.
Calculate monthly personal loan installments, bank processing fees, and net disbursed cash credited to your account.
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Authoritative mathematical breakdowns, tax rules, and planning methodologies for Indian salaried professionals and citizens.
Learn why your in-hand salary is lower than your CTC. Clear breakdown of basic salary, HRA, employer EPF, gratuity, professional tax, and statutory TDS rules.
Learn how a Step-Up (Top-Up) SIP works. Understand the compounding difference between flat vs step-up mutual fund investing, return assumptions, and horizon planning.
Master home loan prepayment strategies. Compare tenure reduction vs EMI reduction, early vs late prepayment timing, and evaluate the debt payoff vs investing trade-off.
Understand HRA tax exemption under Section 10(13A) Rule 2A. Learn the 3-part calculation, 50% vs 40% metro limits, landlord PAN rules, and rent receipt compliance.
Comprehensive guide to creating compliant GST tax invoices under Rule 46 of CGST Rules 2017. Learn mandatory fields, CGST/SGST/IGST splits, and common invoicing mistakes.
Compare Old vs New Tax Regime for FY 2025-26 (AY 2026-27) & FY 2024-25 (AY 2025-26). Understand ₹75,000 standard deduction, Section 87A rebate, HRA, 80C exemptions, and breakeven deduction thresholds.
Comprehensive guide to Capital Gains Tax in India. Understand 12.5% LTCG, 20% STCG, ₹1.25L Section 112A exemption, real estate indexation rules, and Section 54 relief.
Plan your retirement in India. Learn how to calculate target retirement corpus, factor in inflation, model monthly SIP investments, and manage post-retirement safe withdrawals.
Direct solutions for salary offer comparisons, tax filing, loan prepayments, wealth forecasting, and statutory documentation.
Calculate monthly take-home salary after EPF, professional tax, and TDS
Reverse calculate required annual CTC offer from target monthly bank deposit
Estimate revised salary and percentage raise from annual appraisal hike
Calculate statutory gratuity payout for 5+ years of continuous service
Compare New vs Old Tax Regime to find your breakeven deduction threshold
Calculate exact income tax liability, standard deduction & Section 87A rebate
Maximize Section 80C tax deductions up to statutory ₹1.5 Lakh limit
Compute House Rent Allowance (HRA) tax exemption under Section 10(13A)
Calculate monthly home loan, car loan, and personal loan reducing EMIs
Estimate interest savings and tenure reduction from part-prepayments
Evaluate home loan balance transfer savings and refinance breakeven
Uncover the true APR difference between flat rate and reducing balance loans
Forecast long-term mutual fund compounding from monthly or quarterly SIPs
Generate tax-efficient monthly income in retirement via mutual fund SWP
Calculate guaranteed tax-free maturity returns for Public Provident Fund
Estimate National Pension System (NPS) retirement corpus and monthly annuity
Find break-even point in unit sales and revenue to cover fixed overheads
Determine product selling prices from cost with targeted gross profit markup
Calculate GST inclusive and exclusive prices across 5%, 12%, 18%, 28% slabs
Generate professional GST-compliant PDF invoices with HSN/SAC codes
Estimate electricity bill using state Discom slab rates and sanctioned load
Calculate commute driving fuel expenses, cost per km, and carpool fares
Prepare HRA-compliant rent receipts with mandatory landlord PAN details
Resize exam photo and signature to exact KB and pixel limits for UPSC & SSC
Calculations run synchronously in your browser through our isolated pure TypeScript engine. No waiting for round-trip network latency.
Formulas are strictly verified against the Income Tax Act of India, Finance Act 2025 and Budget 2024 provisions, EPFO rules, and the Payment of Gratuity Act.
Your financial inputs are processed locally on your device. We do not store, log, or sell your private salary, loan, or investment data.
