Stamp Duty & Property Registration Calculator
Accurately calculate mandatory government charges for buying property across Maharashtra, Karnataka, Delhi, UP, Telangana, Tamil Nadu, Gujarat, Haryana, West Bengal, and Rajasthan. Accounts for female ownership concessions, metro cess surcharges, and state registration caps.
Property & Ownership Details
Enter the higher of actual agreement sale value or government circle rate (guidance value).
Statutory Government Charges
Maharashtra applies 5% basic + 1% Metro Cess in municipal corporation zones. Registration fee is 1% up to ₹30,000 max.
Actual stamp duty and registration charges depend on local municipal classifications (rural vs urban corporation), property market guidance value (circle rate / ready reckoner rate), and current government notifications. Always verify with the state sub-registrar office before property execution.
Frequently Asked Questions
Guidelines on state stamp duties, female buyer concessions, registration fee caps, and circle rates vs agreement value.
Do women buyers get a concession on stamp duty in India?
Yes, several Indian states offer stamp duty concessions to encourage women property ownership. For instance, Delhi offers a 2% concession (4% for females vs 6% for males), Maharashtra offers a 1% rebate on residential properties, and Gujarat offers complete stamp duty exemption for female buyers.
Is property registration fee calculated on market value or agreement value?
Stamp duty and registration fees are calculated on whichever amount is higher: the actual agreement sale value or the government-prescribed minimum guidance value (circle rate, ready reckoner rate, or SRO value).
Are registration fees capped in all states?
No. Some states impose maximum caps (such as Maharashtra where residential registration is capped at ₹30,000, and Uttar Pradesh where it is capped at ₹20,000). Other states like Karnataka (2%) and Tamil Nadu (2%) charge a percentage without a general cap.